If you’ve been holding out and waiting for rates to come down, know that it’s already happening.

If you have questions about what you’re hearing or reading, let’s connect. You deserve to have someone you can trust to get the facts and sort out the misconceptions.

While many lenders use credit scores like FICO Scores to help them make lending decisions, each lender has its own strategy.

While affordability is still tight, there are signs it’s getting a little better and might keep improving throughout the rest of the year. Here’s a look at the latest data.